Day 3

Partial treatment for uninsured people in Germany

Close the gaps! Close the gaps!

Partial treatment for uninsured people in Germany
Day 3
Enabling doctor visits for people without health insurance

When Erika holds her insurance card in her hands today, she is overjoyed. Because she can now go to the doctor again and her health has improved. For many people, this is something that is completely normal - but not for Erika. In her early 50s, she lost her job. Her application for unemployment benefit II was rejected because she lived with her partner and the two were considered a household in need. However, she had to finance her health insurance herself - family insurance was not possible. Without her own income, Erika could not pay the premiums and after a few years she was 12,000 euros in debt to the insurance company. Because she suffered from a severe cough and frequent shortness of breath, Erika visited a free consultation for the uninsured in Munich in 2019, where the respiratory disease COPD was diagnosed and treated. In addition, with the help of the service's employees, the premium debts were reduced to around 3,000 euros. For Erika, this is a huge relief and gives her hope for a better future.

Enabling doctor visits for people without health insurance
Max Alberti presents his favorite project
need
Medical treatment for people without health insurance or with other barriers to the health care system
activity
NGO examines and treats uninsured people
Measurable performance
Number of examinations and treatments performed
Result
Consequences of undetected and untreated diseases are reduced and more people are integrated back into regular care
Systemically relevant impact
Improved access to medical care and long-term fewer illnesses among the treated target group
background

According to the UN Social Covenant, all people have the right to freely accessible and affordable health care (UN, 1966). In addition, general health insurance has been compulsory in Germany since 2019. Nevertheless, there are many people in Germany who have no or inadequate insurance coverage. This also affects many Germans who can no longer pay their contributions due to bankruptcies, loss of income or loss of their job, as in Erika's case. But in addition to the financial aspects, there are other barriers, such as the rejection of homeless patients in regular doctor's offices. People without a regulated residence status or place of residence in particular often experience discrimination. These barriers are often mutually dependent (Federal Ministry of Health, 2023; dbb, 2023). What they all have in common is that they prevent adequate medical care. The patients of Doctors of the World's domestic projects are in extremely precarious living situations. A large proportion of them do not have secure housing (81.9%), live without a regulated residence status (16.1%) and have to make do with an income below the poverty line (98%). Many of them worry about their existence, live in a daily life that is characterized by little stability and security. They often have no functioning social network and are excluded from social participation. This affects their physical and mental health. At the same time, the majority of patients do not have adequate access to health care (87.7%). This means that diseases are often discovered and treated far too late. The prospects of success of medical and psychotherapeutic treatment are sometimes severely limited by these conditions (Doctors of the World, 2021 & 2022).

Munich
Day 3 Day 3
The good deed

With the help of your good deed today, people without adequate access to health care can receive medical and social advice and treatment from the open.med teams in Munich. Similar to a normal general practitioner's practice, medical examinations are carried out and patients' illnesses are treated with the support of doctors. The range of treatments ranges from acute infections and chronic illnesses to prenatal care. Social counseling is also offered. The aim is to help people get back into regular care. The use of the Medmobile creates an additional mobile component in the project, so that patients can receive basic medical care on site, for example in the Bayernkaserne or in the area around the main train station. The teams help to ensure that every person has the right to appropriate medical care.

About Germany
Berlin
Berlin
Capital city
84,079,811
84,079,811
Population
48,432.5
48,432.5
Gross domestic product per capita per year
0.942
0.942
Human Development Index (Human Development Index)

Germany was the first country in the world to introduce universal social insurance. In 1883, a law was passed that introduced the world's first state health insurance.